UK property guides
Property price guides
Practical guides written alongside HM Land Registry sold-price data to help buyers, sellers and investors make informed property decisions. Each guide links to live data pages so you can check the numbers yourself.
Tenure guide
Leasehold vs Freehold: What UK Sold Prices Show
What leasehold and freehold mean for buyers, what leasehold homes actually sold for in 2025, and where the leasehold reforms stand in 2026.
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Sold-price evidence
The New-Build Premium: What Buyers Really Paid
Registered 2025 sold prices show the new-build premium varies hugely by property type — from +59% for flats to below zero for detached homes.
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Mortgage guide
Down Valuations: Why They Happen and What to Do
What a down valuation means, why surveyors value below the agreed price, and how to respond with sold-price evidence — as buyer or seller.
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Buying process
Home Survey Levels 1, 2 and 3 Explained
RICS survey levels compared: what each covers, which suits your property, and how to turn survey findings into a price renegotiation.
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Regulation guide
EPC Ratings: Rules for Sellers, Buyers and Landlords
EPC ratings A to G explained: the current minimum E standard for rentals and the confirmed move to EPC C for private tenancies by October 2030.
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Local market guide
School Catchments and House Prices: Measure the Premium
Why quoted catchment premiums mislead, and a street-pair method to measure what buyers actually paid near a specific school.
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Decision guide
Rent or Buy in the UK? How to Run the Numbers
A practical framework for the rent vs buy decision: the full cost of owning, the real cost of renting, and local sold-price data on the buy side.
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Mortgage guide
Remortgaging: LTV Bands and Local Sold Prices
How loan-to-value bands drive remortgage rates, and how to estimate your home value and LTV from local sold-price evidence before applying.
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Buyer schemes
Help to Buy Is Closed: What Buyers Use in 2026
Help to Buy ended for new buyers in March 2023. Compare the current routes: Lifetime ISA, shared ownership, First Homes and 95% mortgages.
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Buyer schemes
Shared Ownership: Costs, Staircasing and What to Check
The true monthly cost stack of shared ownership, how staircasing repricing works, and the questions to ask before buying a share.
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Buying process
How Long Does Buying a House Take in the UK?
The realistic buying timeline stage by stage: offer to exchange, what causes delays, and why sales appear in public data months later.
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Negotiation guide
Gazumping and Gazundering: How to Reduce the Risk
Why both are legal in England and Wales before exchange of contracts, and evidence-based playbooks for buyers and sellers.
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Buying guide
First-Time Buyer Guide — UK Property & Sold Prices
Use HM Land Registry sold-price data to plan your first home purchase. Check stamp duty relief, find affordable areas, and learn how to compare asking prices to real transaction evidence.
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Buying guide
Stamp Duty UK: Complete Guide for 2025
Understand SDLT, LTT and LBTT rates, first-time buyer relief, additional property surcharge, and how to estimate your tax with the latest April 2025 rates.
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Buying guide
Asking Price vs Sold Price in the UK
Learn the difference between UK asking prices and sold prices, why they differ, and how to use HM Land Registry sold-price evidence before making an offer.
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Buying guide
How to Use Sold Prices When Making an Offer
Use HM Land Registry sold-price evidence to prepare for a UK property offer — understand median, average, and transaction count without treating historical data as a valuation.
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Area guides
Browse property market data, buying tips and local knowledge for UK postcode areas.
CR0 — Croydon
Avg £265K · Mid-range · 73K sales
E14 — London
Avg £484K · Upper-mid · 59K sales
M1 — Manchester
Manchester city centre area guide
BN1 — Brighton
Avg £284K · Mid-range · 54K sales
BB5 — Accrington
Avg £91K · Entry-level · 36K sales
L1 — Liverpool
Liverpool city centre area guide